Teresa Garcia-Holm is a certified Business Architect with over 20 years of experience leading transformative change and interdisciplinary alignment. She is committed to aligning business operations, technology, and customer experience to deliver against strategic objectives. Teresa has held diverse roles, from Director of Guest Services in the hotel industry to Account Manager in the real estate industry to Process Consultant and Business Execution Senior Manager in financial services. She has been a Business Architect at Wells Fargo, First Citizen’s Bank and Wellmark Blue Cross Blue Shield

Tim Hale is an Enterprise Architect at Arvest Bank, where he leads the Business Architecture practice.  As he developed his financial services knowledge, he joined the Financial Services Reference Model team to accelerate his learning and to contribute his expertise to the Guild and its projects.  Prior to Arvest, he has operated his own consulting firm; he spent 30 years at Walmart Technology with 20 of those years in Enterprise Architecture where he developed and guided their global enterprise architecture practice, and played a leading role in their agile transformation. Tim began his career as a consultant with Arthur Andersen and Co. He is also a Certified Public Accountant (retired).

Jay is a senior executive with over 25 years of experience spearheading large enterprise transformation initiatives. He has a robust background supporting major financial institutions, including Goldman Sachs, Citibank, Bank of America, US Bank, Discover Card, USAA, and Citadel. He has great experience working with large consulting firms (KPMG, McKinsey, IBM, and Google) to support the enterprise architecture of their financial clients. He holds a TOGAF certification and has been associated with the Banking Industry Architecture Network since 2022