Teresa has held various positions in financial services over the past 20 years, from Process Consultant to Account Manager to Digital Business Architect. Most of her career was spent on process engineering large-scale regulatory and digital transformation involving complex multi-platform system integrations or new system builds. She became a Business Architect in 2017 and apply the practice across several enterprise-wide transformation at Wells Fargo. She is currently a Business Execution Senior Manager at Wells Fargo in the Payments Transformation Team under the Chief Operating Office.

She has been a member of the Business Architecture Guild since 2017 and co-leads the Financial Services Reference Model Team.

Tim Hale is an Enterprise Architect at Arvest Bank, where he leads the Business Architecture practice.  As he developed his financial services knowledge, he joined the Financial Services Reference Model team to accelerate his learning and to contribute his expertise to the Guild and its projects.  Prior to Arvest, he has operated his own consulting firm; he spent 30 years at Walmart Technology with 20 of those years in Enterprise Architecture where he developed and guided their global enterprise architecture practice, and played a leading role in their agile transformation. Tim began his career as a consultant with Arthur Andersen and Co. He is also a Certified Public Accountant (retired).

Jay is a senior executive with over 25 years of experience spearheading large enterprise transformation initiatives. He has a robust background supporting major financial institutions, including Goldman Sachs, Citibank, Bank of America, US Bank, Discover Card, USAA, and Citadel. He has great experience working with large consulting firms (KPMG, McKinsey, IBM, and Google) to support the enterprise architecture of their financial clients. He holds a TOGAF certification and has been associated with the Banking Industry Architecture Network since 2022